ASSET-BASED

Investment and Small Commercial Property Mortgage Programs

We help independent real estate investors and small business owners find alternative financing.

Investment and Small Commercial Property Mortgage Programs

NextGen Business Lending is a nationwide referral partner for direct portfolio lenders dedicated exclusively to providing investment property loans for residential 1-4, multi-family, mixed-use, and small commercial properties…

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FlexTerm Loan

A customized loan to meet the individual needs of each investor.

Designed for real estate investors seeking lower payments
on a long-term, fixed-rate loan with no balloon payment.

KEY FEATURES

  • 30-year fixed rate.
  • Interest-only payments up to 10 years.
  • Great for qualifying self-employed investors and small business owners.
  • Based on property value, not personal income.
  • Best alternative to hard money loans.

PROPERTY TYPES

 

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)
  • Mixed-Use
  • Commercial (Office, Retail, Warehouse, Self-Storage,
    and Automotive)

Flex I/O Loan

A short-term interest-only loan program.

Designed for investors
seeking short-term financing
with no prepay penalties.

KEY FEATURES

  • An interest-only, 24-month
    term provides lower
    monthly payments.
  • Available for purchase or
    cash-out refinance.
  • Perfect for acquiring or
    leveraging real estate holdings.
  • A higher LTV than hard money options.

PROPERTY TYPES

  • Investor 1-4 (SFR, Condo, and 2-4 Units)

ARV Pro Loan

The best short-term solution for acquiring and improving property value.

Designed for “fix-and-flip” investors who are seeking a
short-term, interest-only loan to acquire and improve a
property based on its “as repaired value” (ARV).

KEY FEATURES

  • Allows borrowers to finance improvements.
  • Great for borrowers who need a quick close.
  • An interest-only 1-year term provides lower monthly payments.
  • A higher LTV than hard money lenders.

PROPERTY TYPES

  • Investor 1-4 (SFR, Condo, and 2-4 Units)

Fast50 Loan

A low LTV loan with easy credit requirements.

Designed for investors with derogatory credit issues and
high equity seeking quick and easy credit qualification.

KEY FEATURES

  • Streamlined underwriting.
    No seasoning of ownership required.
  • Improved pricing compared to our FlexTerm program.
  • Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.

PROPERTY TYPES

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)
  • Mixed-Use
  • Commercial (Office, Retail, Warehouse, Self-Storage,
    and Automotive)
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