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Investment and Small Commercial Property Mortgage Programs

We help independent real estate investors and small business owners find alternative financing.

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Investment and Small Commercial Property Mortgage Programs

NextGen Business Lending is a nationwide referral partner for direct portfolio lenders dedicated exclusively to providing investment property loans for residential 1-4, multi-family, mixed-use, and small commercial properties…

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FlexTerm Loan

A customized loan to meet the individual needs of each investor.

Designed for real estate investors seeking lower payments
on a long-term, fixed-rate loan with no balloon payment.

KEY FEATURES

  • 30-year fixed rate.
  • Interest-only payments up to 10 years.
  • Great for qualifying self-employed investors and small business owners.
  • Based on property value, not personal income.
  • Best alternative to hard money loans.

PROPERTY TYPES

 

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)
  • Mixed-Use
  • Commercial (Office, Retail, Warehouse, Self-Storage,
    and Automotive)

Flex I/O Loan

A short-term interest-only loan program.

Designed for investors
seeking short-term financing
with no prepay penalties.

KEY FEATURES

  • An interest-only, 24-month
    term provides lower
    monthly payments.
  • Available for purchase or
    cash-out refinance.
  • Perfect for acquiring or
    leveraging real estate holdings.
  • A higher LTV than hard money options.

PROPERTY TYPES

  • Investor 1-4 (SFR, Condo, and 2-4 Units)

ARV Pro Loan

The best short-term solution for acquiring and improving property value.

Designed for “fix-and-flip” investors who are seeking a
short-term, interest-only loan to acquire and improve a
property based on its “as repaired value” (ARV).

KEY FEATURES

  • Allows borrowers to finance improvements.
  • Great for borrowers who need a quick close.
  • An interest-only 1-year term provides lower monthly payments.
  • A higher LTV than hard money lenders.

PROPERTY TYPES

  • Investor 1-4 (SFR, Condo, and 2-4 Units)

Fast50 Loan

A low LTV loan with easy credit requirements.

Designed for investors with derogatory credit issues and
high equity seeking quick and easy credit qualification.

KEY FEATURES

  • Streamlined underwriting.
    No seasoning of ownership required.
  • Improved pricing compared to our FlexTerm program.
  • Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.

PROPERTY TYPES

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)
  • Mixed-Use
  • Commercial (Office, Retail, Warehouse, Self-Storage,
    and Automotive)
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  • Phone: (559) 212 4789
  • Email: funding@nextgenbizlending.com

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